SendMore Ltd – Malawi Operations
About SendMore Ltd
SendMore Ltd is an innovative fintech platform transforming money transfers into income-generating opportunities through peer-to-peer lending. By combining local and diaspora remittances with lending, SendMore empowers users to transfer, lend, and earn seamlessly.
We are building Malawi’s most advanced digital financial ecosystem—secure, inclusive, and scalable across Africa.
OPEN POSITIONS
1. Country Operations (Malawi)
Role Overview
The Country Operations Manager will lead SendMore’s Malawi operations, ensuring efficient execution across transfers, lending, agent networks, and partnerships.
Key Responsibilities
⦁ Oversee daily operations (wallet, lending, agents, settlements)
⦁ Execute national expansion strategy across all 28 districts
⦁ Manage relationships with banks, MNOs, and regulators
⦁ Drive performance targets (users, volumes, revenue)
⦁ Lead cross-functional teams (operations, finance, compliance)
Qualifications
⦁ Bachelor’s degree in Business, Finance, or related field
⦁ 5–10 years’ experience in fintech, banking, or telecom
⦁ Strong leadership and execution skills
2. Head of Credit & Risk
Role Overview
Responsible for managing lending risk, borrower vetting, and maintaining portfolio quality under the SendMore lending model.
Key Responsibilities
⦁ Design and manage credit scoring systems
⦁ Oversee loan approval workflow (Loan Officer → Finance → Executive)
⦁ Monitor default rates and implement mitigation strategies
⦁ Manage collateral-backed lending structures
⦁ Report portfolio performance and risk metrics
Qualifications
⦁ Degree in Finance, Economics, or Risk Management
⦁ 5+ years in lending, microfinance, or banking
⦁ Strong analytical and credit risk expertise
3. Compliance & Regulatory Officer
Role Overview
Ensure SendMore operates fully within Malawi’s regulatory framework under the Reserve Bank of Malawi, including AML/CFT compliance.
Key Responsibilities
⦁ Manage licensing (PSP, lending, fintech compliance)
⦁ Implement AML/CFT policies and reporting
⦁ Liaise with regulators and financial authorities
⦁ Ensure adherence to Financial Services and Cyber Laws
⦁ Conduct internal audits and compliance training
Qualifications
⦁ Degree in Law, Finance, or Compliance
⦁ Experience with financial regulation and AML/CFT
⦁ Knowledge of Malawi financial regulatory environment
4. Lead Software Engineer (Fintech Platform)
Role Overview
Lead development and scaling of the SendMore platform (wallet, lending engine, integrations).
Key Responsibilities
⦁ Build and maintain backend systems (Node.js, APIs)
⦁ Oversee mobile/web app (React, PWA architecture)
⦁ Integrate payment systems (mobile money, banks, APIs)
⦁ Ensure security (2FA, encryption, fraud detection)
⦁ Lead engineering team and product iterations
Qualifications
⦁ Degree in Computer Science or related field
⦁ 5+ years experience in software development
⦁ Experience with fintech systems and payment integrations
5. Growth & Partnerships Manager
Role Overview
Drive user acquisition, partnerships, and market expansion across Malawi.
Key Responsibilities
⦁ Build partnerships with banks, employers, and institutions
⦁ Lead marketing campaigns (digital + on-ground activations)
⦁ Expand agent network (Basic → Premium → Super agents)
⦁ Manage diaspora and remittance partnerships
⦁ Drive customer acquisition and retention strategies
Qualifications
⦁ Degree in Marketing, Business, or related field
⦁ 3–7 years experience in growth, sales, or partnerships
⦁ Strong negotiation and communication skills
WHY JOIN SENDMORE?
Be part of a high-growth fintech revolution in Africa
Work on an innovative “Lend Your Transfer” model
Competitive salary + performance incentives
Opportunity for leadership and regional expansion roles
Application Process
Interested candidates should submit:
Equal Opportunity
SendMore Ltd is an equal opportunity employer committed to diversity, inclusion, and innovation.